It’s a hindrance to that initial step to adopting FIRE strategies that one Reddit user wanted to put to the wayside. There are very few easy to digest guides as you adjust your savings rate to 25% or more in an effort to retire in your 30s or 40s. The hard part comes with figuring out what tactics to use as you start. For a naturally frugal person, the decision to pursue a lifestyle that embraces financial independence retire early (FIRE) tactics isn’t necessarily a tough choice.
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